European Payment Situation: 54% use mobile payments
Posted: Wed Feb 19, 2025 5:14 am
A recent survey on online payments in Europe (survey conducted by VISA credit card company in 2016) revealed that approximately 54% of consumers use mobile payments on a daily basis. This is an astonishing three-fold increase in just one year, compared to the previous year's usage rate of 18%.
The survey was conducted by credit card company VISA and targeted approximately 36,000 people in 19 European countries regarding online payment users, and shows that consumers are shifting more toward digital payments than ever before.
For example, while 38% of consumers said they had never made payments with their mobile phones in a survey last year, the percentage of people who had never used it had dropped to 12% in 2016. Let's
take a look at the needs for payments based on these survey results.
Mobile payments are growing rapidly in emerging countries
Emerging countries such as Turkey and Romania are armenia whatsapp data also rapidly digitizing payments, including mobile payments, and are catching up with developed countries. In the UK, 74% of consumers have used mobile payments, and of those, 43% have no hesitation in paying for everything from everyday groceries to bus and other public transport tickets, and even expensive items, with their smartphones. Furthermore
, the survey results show that in Europe, not only are mobile payments on the rise, but the number of mobile banking users is also on the rise. Visa President Kevin Jenkin commented that "this is a sign that payment methods will become more diverse in European countries in the future," including the UK.
● Mobile banking in the Netherlands is convenient
Image photo
For example, mobile banking in the Netherlands is very easy to use. You can log in to
the ABNAMRO bank app simply by entering your five-digit PIN, and the balances of multiple accounts are clearly visible at a glance, allowing for centralized management. When transferring money between accounts, you can simply scan the direct debit slip and it will automatically read the destination, eliminating the need to enter account numbers each time.
In terms of security, the system uses a small card reader and a display screen for authentication
, and if the numbers do not match, money cannot be transferred. Even if your account is locked because you entered the wrong passcode, you can unlock it over the phone by calling a 24-hour phone number. Having actually used it, I feel it is much easier to use than in Japan.
The survey was conducted by credit card company VISA and targeted approximately 36,000 people in 19 European countries regarding online payment users, and shows that consumers are shifting more toward digital payments than ever before.
For example, while 38% of consumers said they had never made payments with their mobile phones in a survey last year, the percentage of people who had never used it had dropped to 12% in 2016. Let's
take a look at the needs for payments based on these survey results.
Mobile payments are growing rapidly in emerging countries
Emerging countries such as Turkey and Romania are armenia whatsapp data also rapidly digitizing payments, including mobile payments, and are catching up with developed countries. In the UK, 74% of consumers have used mobile payments, and of those, 43% have no hesitation in paying for everything from everyday groceries to bus and other public transport tickets, and even expensive items, with their smartphones. Furthermore
, the survey results show that in Europe, not only are mobile payments on the rise, but the number of mobile banking users is also on the rise. Visa President Kevin Jenkin commented that "this is a sign that payment methods will become more diverse in European countries in the future," including the UK.
● Mobile banking in the Netherlands is convenient
Image photo
For example, mobile banking in the Netherlands is very easy to use. You can log in to
the ABNAMRO bank app simply by entering your five-digit PIN, and the balances of multiple accounts are clearly visible at a glance, allowing for centralized management. When transferring money between accounts, you can simply scan the direct debit slip and it will automatically read the destination, eliminating the need to enter account numbers each time.
In terms of security, the system uses a small card reader and a display screen for authentication
, and if the numbers do not match, money cannot be transferred. Even if your account is locked because you entered the wrong passcode, you can unlock it over the phone by calling a 24-hour phone number. Having actually used it, I feel it is much easier to use than in Japan.