While changing lanes, Inna hit someone else's car, but she does not have " auto insurance " . The victim goes to court, Inna pays for the car repairs at her own expense, as well as fines for violating traffic rules and driving a car without a compulsory insurance policy.
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Where to apply for compulsory motor third party liability insurance
Insurance companies have developed a procedure for applying for compensation: the injured party submits documents for payment of damage to their insurer, and the insurer contacts the insurer of the party at fault in the accident. This procedure is called direct compensation for damage.
By law, direct compensation is possible if the parties to the accident have civil liability insurance and only the vehicles are damaged.
Action plan:
after registering an accident using the European protocol or calling a traffic police officer, you collect all the documents and take them to your insurer;
The company accepts the documents and issues a signed certificate with an inventory of the accepted papers.
Fact of the day
Playing cards were the first paper.
