It is good if the document is drawn up in the presence of several witnesses who could then testify in court. Also, to be on the safe side, you can film the entire transaction process.
If you wish, you can use the services of a notary. He will confirm the legality of the transfer of funds, check the passports for authenticity and exclude the fact of fraud. However, you will have to pay a fee and a percentage of the transaction for notarization.
There are other rules worth paying attention to:
It is necessary to check the original of chile business email list the borrower's passport - it is definitely not worth accepting copies;
the lender must keep the original document and give a copy to the borrower;
You cannot take another person’s passport as
collateral, as this is prohibited by Russian legislation.
In what cases are promissory notes issued?
A promissory note is issued when money is transferred as a loan without the participation of a bank. Most often, the parties to the agreement are two individuals, for example, Yuri and Vitaly or Anastasia and Nikolay. The document can also be drawn up between an individual and a legal entity or between two legal entities.
When a person takes a loan from a bank, he or she must sign a loan agreement, which specifies all the terms and conditions for using the borrowed funds. If the client does not pay the entire amount on time, the case is transferred to bailiffs. The defaulter may have valuable property taken away and the money in the accounts seized.
To avoid borrowing, use Sovcombank's lending services. The bank offers loyal.
